So it’s not hard to justify the card’s $150 annual fee (see rates and fees).Right now the Amex Green card has an offer of 30,000 Amex points … Always remain polite, but don’t hesitate to ask for someone with more authority if you don’t receive the answer you want. Scores are TU 644, Eq 681, Exp 675. I’d give them a chance to pull your info. The system will ask “are you calling to apply for a new card or check the status of your application”. For whatever odd reason, they wait 1 minute before approving, so after each Amex credit card application, I immediately load the American Express Card Application Status website and am always pleasantly surprised that it shows APPROVED! It is possible to appeal that decision, but don’t be offended when American Express sticks to … I applied Everyday Preferred and got instant approval but then the next day on Sunday I applied the business Platinum card and it was pending and want me to give them a call. Both times I was told that the app was under review in the, whatever term the agent used, reconsideration department. FYI: it is Saturday and I did speak to 2 live people. I called the reconsideration number and the guy just said he would submit it to a team that manually reviews the application. While the score itself plays a big role, what factor drove the score increase? However, they never gave me a reply after I applied even though it’s been over 7 business days. The application status website will tell you the card will arrive in 7-10 business days. It used to be four but I recently had 5 cards and wanted to apply for a Delta Biz Platinum Card offer. I was able to see the approved status. I have done that and there is no update on my status. Technically if I waited for another week my odds would have been different. Okay, I finally am back. If your Amex application status is denied or pending, you can call 800-567-1083 or 866-314-0237 to speak with a live credit analyst. Maybe you already have three … Capital One doesn’t have a dedicated reconsideration line. It may be beneficial to be prepped to speak to this factor when you are otp w the rep. Posted by 9 months ago. Any suggestions? The Platinum Card® from American Express Earn 75,000 points 60,000 Points Learn More . Learn how your comment data is processed. This is similar to Bank of America application status page, but unlike some other banks – for instance, there is no way to check Barclay application status or … If you are calling the recon line and a live rep is telling you that, then no. I call to check status of app and the lady said it’s still in review now my Experian fico score is 776 no neg no inquiries and my credit history is 2 years 6 months wat could happen I wonder will they approve me because they had to send it back to reconsideration cause they told me they couldn’t pull a score up the first time so I wonder will they pull a hp now on my Experian to see my fico score my fico score Experian is 776 tu 756 eq 755 any suggestions for my first amex card. One thing to be aware of, if you are not currently an American Express customer, don't apply until you get targeted for a great offer. This phone line gives you the chance to plead your case and show why you should be approved for a card. Kicker…I already have a Delta gold with address. I told the guy on the phone that I had applied for both at the same time to start a relationship with Amex (first Amex cards for me), and I explained my personal was instantly approved but the Business was still in progress and that I was calling to check if they needed some additional information or verification. There are two easy ways to check your American Express Application status. American Express (877) 399-3083– New Application Status (866) 314-0237– Main Application Reconsideration Line (800) 297-3276– General Membership … Thanks again to the author of this site/forum. It has been “in progress” for 10 days. Help. Remember – the Amex credit analysts have the power to approve you over the phone, so you want to be as accommodating as possible. Approved: Nice! Got denied because "based on your credit report, you have too many new bank card accounts". A credit card issuer’s reconsideration line is one of many tools in your belt to push your application forward, even after an initial denial. 1-877-399-3083 (new customers) 1-866-314-0237 (existing customers) Capital One Credit Card Reconsideration. Call up Amex to cancel one of your credit cards. When did they stop allowing customers to speak with the analysts? In fact, I would bank on the opposite since this is request is fairly easy to satisfy. American Express doesn’t have a true reconsideration line but you can still call them up and speak to a credit analyst if your application is not approved or is still pending. That’s correct. Exp 705 no neg. I applied for everyday blue card and the in progress status since 12/13/16. I also checked the status and its not showing my application there. Only an application from back in April of this year which I was declined for. For example, the Delta card has 6 different versions which means 6 different products. Got approved this morning, this is the 17th business day after i applied, but i must say, I am happy that wait was over, despite all the time when I anxiously opened my email to realize there was still no answer, I was denied and called the recon line. Be one of the 10s of 10s of people who subscribe to receive email updates whenever I post a new article. I have found conversations with Amex and Chase credit analysts to be VERY similar, so rather than rehashing what's already been posted, please see the tips on what to say to Chase credit analysts. American Express Reconsideration Line. What should I do. Save my name, email, and website in this browser for the next time I comment. What's a the difference between a “charge” card and a credit card? My credit score is around low 700s with no blotches. [Targeted] eBay $25 off $25.01 Promo Code, [Targeted] Webull 30/50/100 Free Stocks With Deposit $25k/$100k/$500k, Webull – Free Stock With $100 Deposit, Refer 3 Friends Get 9 Stocks, Free Tickets New York Times Travel Show 2020 New York City Jan 24–26 (Javits Center). Posted in Credit Card Deals Tagged American Express, Amex, application status. My first credit card was from Bank of America and I have been using it for just about the same amount of time ive been here in the states, and the Fico score, which I can only view through my BOA app or website, indicate i have a credit score of 778. I called them about the status, they told me that my application is absolutely fine and going well, and they would answer to me within 48 business hours, which is around monday or tuesday since I called on friday, today is tuesday and its 19:42 west coast, I am guessing I won’t get an answer today? Say “Yes”. The 2nd guy, the guy I was referred to from the 1st guy, sort of cut me off (he probably was busy and essentially knew what I was asking) and said he would put my application through reconsideration and in 3 to 5 days I will be made aware of the outcome. Any tips or is this worth trying any further? Good approval odds on Credit Karma for the Blue Everyday card. I am late-to-the-game regarding rewards cards–for years, I am 54, I have pretty much just stuck with the same old credit cards I have had for years. Well here I go for the first time I apply for amex green card and it’s still in progress can’t speak with anyone that talks English lol. As with most things in life, persistence is key. Second and last time that I will apply for an Amex. In my experience, however, most premium (higher annual fee cards), get expedited and are automatically sent by FedEx or UPS and arrive a few days later. It could take you quite some time to get each of these. The delinquency was not valid and has been removed from Equifax and Transunion but hasn’t been from Experian yet. American Express Reconsideration Line and Pre Approval. However, please note that some credit card rejection notices come with a … I got denied today called reconsideration dept and she sent me for manual review and they will contact me. I also applied for the everyday card but when I check the status it says that my application cannot be located even though I got the email saying that it is under review. Have you ever seen an application take this long?!? Enter your email address to subscribe to this blog and receive notifications of new posts by email. Your email address will not be published. I applied for an AMEX Blue Cash Preferred Card yesterday online. About American Express; Investor Relations; If Amex is unwilling to extend you more credit and you already have other American Express cards, you might be approved if you ask the representative to move some of your credit from one of your other credit cards or ask them to close one of your other card accounts. A week later I had checked into Experian to find out my Fico score and it was already listed as 742. In most cases, they provide a general ‘credit card application status’ phone line first, and from there, prompt you to write a letter and/or transfer you to a reconsideration phone line. But I also have an email from AMEX at 10:59 AM. Bank of America reconsideration line. Shut down by Amex Reconsideration Line. I’m about to write the Executive Office. I had a chat rep say that I never had a card and then later I didn't get the bonus because I had the card before. Applied with rep over the phone and was denied. Cancel anytime. American Express Credit Card Reconsideration. 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